Tag Archive: Auto Insurance

Do you want to give a Statement to the At Fault Driver’s Insurance Company

If you are in a collision and you are injured we advise against giving a statement to the at fault driver’s insurance company.  Why, you ask.  You are going to tell the truth and everyone will agree that it is the other driver’s fault, so what is the harm. Let’s take it one step at a time.  First, the police have already performed an investigation and more likely than not have taken a statement from you.  The insurance company for the at fault driver has access to the police report.  Therefore, they already have a statement from you.  Therefore, what... View Article

Auto accident, Semi Tractor-Trailer Collision- The importance of a rapid and in depth Scene Investigation

Did you know that most cars and semi tractor-trailers carry a little black box that records data about a collision when one occurs?   Did you know that many semi tractor-trailers have on board cameras that record not only what is going on outside the vehicle but also what is going on inside the vehicle.  For these reasons  it is vital that your family contact a qualified attorney, experienced in reconstructing car wrecks, drunk driving crashes, and semi tractor-trailer wrecks when the passengers suffer serious personal injury. The actions of the owner of the vehicle can cause recording devices to erase... View Article

Getting Your Medical Bills Paid While You Get Well

Insurance companies love it when an injured person does not have health insurance. Why?… you ask.. well then they know that you can not afford to get the proper medical treatment for your  injuries and will be pressured to accept less than full value for your damages. If you do not have health insurance then check to see if you are considered at work when you were injured (e.g. a delivery man driving to deliver gets hit by a driver at fault). If so then worker compensation should pay for your related medical bills and allow you to get the... View Article

Tell Jurors the Truth in an Automobile Accident Claim

Assume you are in a severe automobile accident, a drunk driving accident or a semi tractor-trailer collision.  Assume also that you have serious personal injury or a loved one suffers wrongful death.  Now assume that the insurance company that you purchased underinsured motorist coverage from to protect you if the drunk driver does not have insurance refuses to settle the claim and you are forced to file suit.  Naturally you think you name the insurance company as a defendant, after all it is they who you contracted with, an paid your premium to, to protect you when the semi tractor-trailer... View Article

Tips for Avoiding Deer Collisions This Fall and Winter

Fall is upon us again here in the Hoosier State. The deer population in Indiana is as strong as ever, and motor vehicle accidents involving deer are extremely common. When you are out and about enjoying the fall foliage and thousands of miles of scenic roadway in Indiana, use the following tips to help you avoid a collision with a deer. Plan Your Trips Wisely Deer are most active at dawn and dusk. If you can, avoid traveling during peak deer activity times. And avoid traveling during dark when visibility is poor. If you must travel, leave a little earlier... View Article

The Hit and Run Accident and the Injury Lawyer

Pow, out of nowhere, a car runs the stop sign and hits you broadside.  Your airbags go off and white smoke envelopes you.  You aren’t sure, but you think there might be a fire in the car.  You don’t really know what happened and you can’t focus.  The world is moving a bit slower now.  You think, am I hurt, what is going on.  You feel a sharp pain in your left shoulder and rib area, where the impact came from.  You think, I might be seriously hurt, what should I do?  You look left and see that the car... View Article

Indianapolis Personal Injury Attorney Discusses School Bus Safety Tips

Schools are back in session throughout central Indiana. Thousands of children are traveling across the metro area in the morning and afternoon, to get from home to school and back again. If you are driving during peak school zone times, you should be watching for school buses. You should also know what to do, to keep children safe and keep out of legal trouble. Know What to Look For There are several things you should be watching for. First, look for signs along the roadway that signal school bus stops. Signs near schools will also signal school bus loading and... View Article

Serious Personal Injury and Facebook, Twitter, Instagram

This goes out to those in tune with social media. If you have been involved in a car crash, a semi tractor trailer collision, and or construction accident, and you were seriously injured, be aware that the insurance company for the person that hit you, or caused the harm, will likely be researching your social media foot print to find things they can use against you. I guess this is not unlike the fact that potential employers will research your social media footprint to make judgments about your being an employee of that company. Things to be aware of, with... View Article

Hit and Run Drivers and Uninsured Motorist Driver Insurance Coverage

Charles A. Parrett hit a fellow Hoosier with his car. He left the scene.  He came back to the scene after speaking with his mother.  Good for her.  Unfortunately,  Robert L Blankenship, a pedestrian, suffered wrongful death as a result of being hit by Parrett’s car.  Mr. Parrett was charged with fleeing the scene of an accident resulting in death, and operating a vehicle under the influence of a controlled substance, causing death. How sad for all involved.  Bad choices lead to bad consequences and two families suffer. I tell you this story because it is an opportunity to help... View Article

Little Black Boxes and Serious Personal Injury

When a plane crashes we always here that the representatives of the NTSB is looking for the cockpit recording device, generally referred to as the black box.  Did you know that most newer cars have at least two such recorders installed.  One records data relative to an event such as a automobile collision.   The other records data regarding the airbags relative to an event such as a crash.  It is important to note that the recorders record on a continuous loop and will only be saved if the car is not restarted and moved after the collision.  This is true... View Article

School Zones, Speed, Serious Personal Injury and Wrongful Death

In the last few weeks schools have been out of session due to the holiday season and then a week off because of the weather.   My route to work involves passing through three schools zones.  You know a school zone, the speed limit is 25 miles per hour from 7:00 am to 4:30 pm.  The speed limit is reduced because we all know that a high concentration of children and young people will be congregating in those areas.  We also all know that some of them will be crossing the streets to get to school.  Traveling at 25 miles per... View Article

You Have Been Seriously Injured and the insurance company wants to talk to you

The following applies generally to auto accidents, construction accidents, drunk driving collisions, semi tractor-trailer collisions and most other incidents where you are seriously injured. At the scene of the collision, if you are able, you will want to cooperate with the investigating police office by providing proof of insurance on your car.  The law requires that you have insurance and the officer will want that information for the report, even if the collision was the other person’s fault.  You should also tell the police office what happened and the names of any witnesses.  You should also ask the officer to... View Article